Collateral Protection Insurance

Ensuring your portfolio has all its expected value. All the time.

Leave nothing to chance. Protect your borrowers and institution.

Why CPI from Frost?

CPI - Auto Loan Protection - Hands Holding Glowing Car Icon

Program Choices

Traditional? Monthly? Personalize the right program type and options for your institution and borrowers.

Sales and Tracking

Fully automated systems ensure timely placement, claims processing, and cancellations.

Fully Compliant

Our systems are designed to send the correct notices at the correct times.

Old-Fashioned Service

Although our systems are high-tech, your staff can always just dial us up.

Uninsured Collateral? Not on our watch.

Both CPI & VSI/LSI protect your institution against financial loss from damage to or loss of property (your collateral) on which loans are made. These coverages apply in the event your borrower does not have physical damage coverage in place.

Ensure your system checks all the boxes with streamlined tracking, claims management, and compliance.


CPI - Woman Looking at Car Scratches

Targeted protection to cover physical damage which is only applied to loans where borrowers have no insurance in place. May cover both your institution and borrower. Available in Traditional and Hybrid (Monthly) forms.

VSI - Umbrella Over Bank

Lender's Single Interest (LSI)

Also known as Vendor’s Single Interest (VSI)
Blanket protection applied to all loans in a certain class. Coverage is only applied to your institution and will cover up to the outstanding balance of the loan.

Available With the same ease-of-use

CPI Tracking - Blue Easy Key


Need to add insurance? Simple. Need to remove insurance? Even easier. You design the system that works best for your institution and staff.

Minimize Staff Time & Resources


Filing a claim and receiving payment is quick and easy. Use our online platform or contact our call center.

You're a partner. Not a Number.

CPI Claims - Businessman on Phone
CPI Compliance - Finger Tapping Transparent Buttons


Your institution doesn’t want to be on the wrong side of regulators. Neither do we.  Rest assured that our systems are fully compliant with both state and federal regulations.

Operating By the Books

Questions for us?

We're Here for you.

Product or Service Inquiries? Training Requests?

Reach out and we’ll get back to you as soon as possible.

Get your complimentary

GAP Analysis

Let the industry veterans at Frost give your GAP program an annual checkup. With a “no sales-pitch promise”, it’s quick and easy!

Register for your free GAP program analysis now.

Thanks for reaching out!

We'Ve Received Your Message.

Expect to hear back from us shortly. For immediate assistance during business hours, please use the VisualGAP online chat function or call 888-753-7678.

You may close this pane at any time.

Thanks for requesting a GAP Program Analysis!

Here’s how the process will work:

  1. You will receive an email in a few moments confirming the request.
  2. A GAP specialist from our team will reach out to you by email to discuss any NDAs or other documents necessary for everyone’s security. (Make sure you whitelist * so you get all our messages!)
  3. Program information will be shared and we will conduct our analysis. Upon completion, we will schedule a mutually-agreeable time to review the findings.
  4. Want to dig deeper on VisualGAP? Let’s get everyone involved in the decision making process into a session. Feel it’s not for you at this time? That’s ok. We appreciate your honesty and thank you for your time and trust.

Questions? Give us a call at 888-753-7678.