Guaranteed Asset Protection

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Why Frost GAP?

GAP - Man Upset with Crashed Car Behind


Early GAP innovator (And we never stopped!)
Serving hundreds of Financial Institutions


Easy, quick claim turnaround (Average <2 days)
High-tech meets old-fashioned service


Approve greater loan volume
Simplified offering means higher penetration


VisualGAP: The original since 1999
Sales & service in one integrated platform

By the Numbers

LTV Limit
0 %
Skip-a-Payments Covered
Late Payments Covered
GAP Car - Color

Frost GAP averages

Per GAP Claim*
$ 0 more

Your Gold Standard for GAP Coverage

Since program inception
$ 0 + in claims paid
In claims paid since program inception
$ 0 +

*Based on Frost paid claims above 125% LTV

Gold Standard Benefits

Leave the basics to everyone else. Frost gives your institution more. Enjoy “above and beyond” GAP benefits, including:
  • 150% LTV
  • Prior Debt
  • 5 Skip-a-Pays
  • 2 Late payments
GAP - Gold Standard - Frost Seal
Those aren’t upgrades. They’re standard. Helping you minimize shortage risk while maximizing loan opportunities.

Gold Standard Service

What you expect from the leader…and more.

  • Simplicity in staff operation (ongoing training included)
  • Vendor selection for institution. Choice: It’s a good thing.
  • Phone calls answered in 2 rings or less
  • Explainer videos for borrowers (see below!)
GAP - Service - Man Smiling at Call Center

Make Offering Easy: Video Explainers Show Value

Play Video about Navigating GAP (Guaranteed Auto Protection) - Video Thumbnail

Value-Added Services

Options - Checklist

Frost GAP Is Giving Back!

Borrower Story

“A young member was thrilled to make his first vehicle purchase. Our credit union helped him secure financing, unfortunately, only two months later, his truck was totaled in a crash. The member faced an $11,000 outstanding balance on a vehicle that he no longer owned, with few or no options. Fortunately, he had purchased Frost GAP, which helped relieve the debt. He’s now back in the driver’s seat of a new truck!”
Allegius CU Logo
Karin B
VP Credit Services, Allegius CU

Get your complimentary

GAP Analysis

Let the industry veterans at Frost give your GAP program an annual checkup. With a “no sales-pitch promise”, it’s quick and easy!

Register for your free GAP program analysis now.

Questions for us?

We're Here for you.

Product or Service Inquiries? Training Requests?

Reach out and we’ll get back to you as soon as possible.

Is your GAP program running at its best? Our in-house wizards will perform a Free Analysis to help you know for sure! Get started!

Thanks for requesting a GAP Program Analysis!

Here’s how the process will work:

  1. You will receive an email in a few moments confirming the request.
  2. A GAP specialist from our team will reach out to you by email to discuss any NDAs or other documents necessary for everyone’s security. (Make sure you whitelist * so you get all our messages!)
  3. Program information will be shared and we will conduct our analysis. Upon completion, we will schedule a mutually-agreeable time to review the findings.
  4. Want to dig deeper on VisualGAP? Let’s get everyone involved in the decision making process into a session. Feel it’s not for you at this time? That’s ok. We appreciate your honesty and thank you for your time and trust.

Questions? Give us a call at 888-753-7678.

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