FrostEditor

Signing Contract with Pen

Don’t Sign on the Dotted Line: Letters of Guarantee & Legal Jeopardy

How does the routine and common practice of signing a Letter of Guarantee with your borrower’s physical damage insurance company become a legal nightmare for you? Simple. You signed up for it. As is standard procedure, when a borrower totals his or her car, the insurance company sends the lien holder a summary letter and …

Don’t Sign on the Dotted Line: Letters of Guarantee & Legal Jeopardy Read More »

Gavel

Auto Loan Product Refund Liability: Is Your Institution Exposed?

Another regulatory/legal issue to worry about? Sorry! We’re here to help you prepare. In truth, the emerging risk shouldn’t surprise the banking industry. You’re already used to addressing NSF and OD fee class-action suits, ADA legal action, and, oh yeah, the effects of COVID-19. What’s one more thing? It could be a lot. From a …

Auto Loan Product Refund Liability: Is Your Institution Exposed? Read More »

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